Fractional CFO
A finance lead for the decisions that need one. Forecasting, cash, pricing, and someone in the room for the lender and investor conversations. Usually a set number of days a month, so the cost is known and the person is the same every time.
Tax & financial planning
Decisions made before December, not after. Entity structure, the timing of income and purchases, owner compensation, distributions and retirement contributions, modeled together rather than one at a time. This is where the money is, and it is invisible on a return.
Estate planning
The conversations families put off — succession, transfers, and what the next generation actually inherits. These decisions are as emotional as they are financial, and we handle both sides of them. Your attorney prepares the documents; the returns that follow are handled under tax compliance, by the same people who did the planning.
Retirement plan strategy
Which plan actually fits the company you are — solo 401(k), SEP, safe harbor, cash balance — and what it does to owner compensation, the tax bill and what the staff costs. We model the choice and the contribution levels each year. Plan documents, administration and recordkeeping are run by a specialist firm we introduce you to.
Personal and retirement planning
Planning for the household rather than the company: retirement income, the order in which accounts are drawn down, contribution levels and account types, education funding, and what the family balance sheet looks like in twenty years. We sell no products and earn no commissions, so the plan is only the plan. Where investments are managed elsewhere, we work with the advisor who manages them.
Fractional CFO
A finance lead for the decisions that need one. Forecasting, cash, pricing, and someone in the room for the lender and investor conversations. Usually a set number of days a month, so the cost is known and the person is the same every time.
Tax & financial planning
Decisions made before December, not after. Entity structure, the timing of income and purchases, owner compensation, distributions and retirement contributions, modeled together rather than one at a time. This is where the money is, and it is invisible on a return.
Estate planning
The conversations families put off — succession, transfers, and what the next generation actually inherits. These decisions are as emotional as they are financial, and we work through both sides of them. We work alongside your attorney, who prepares the documents. The returns that follow are handled under tax compliance by the same people who did the planning.
Retirement plan strategy
Which plan actually fits the company you are — solo 401(k), SEP, safe harbor, cash balance — and what it does to owner compensation, the tax bill and what the staff costs. We model the choice and the contribution levels each year. Plan documents, administration and recordkeeping are run by a specialist firm we introduce you to.
Personal and retirement planning
Planning for the household rather than the company. Retirement income and the order accounts are drawn down, contribution levels and account types, education funding, and what the family balance sheet looks like in twenty years. We sell no products and earn no commissions, so the plan is only the plan. Where investments are managed elsewhere, we work with the advisor who manages them.
Bookkeeping
Bank and card reconciliations every month, not a scramble in January. Accruals where they matter, delivered in a clean set of financials. Clients get a monthly package and a short call.
Accounting & controller services
Someone senior owning the close, the controls and the reporting, without carrying the salary. This is the gap that opens once bookkeeping is done but nobody's reviewing it, approving it, or turning it into something you can actually act on.
Accounting record cleanups
Years of ignored books brought back to something true. It's usually as bad as the person calling us fears, and it's still fixable. We reconcile backwards from the bank, rebuild the chart of accounts if it grew by accident, and tell you exactly what the records support.
Bookkeeping
A real close every month rather than a scramble in January. Bank and card reconciliations, accruals where they matter, and a set of financials that means the same thing every time you open them. Most clients get a monthly package and a short call.
Accounting & controller services
Someone senior owning the close, the controls and the reporting, without carrying the salary. Right when the bookkeeping is handled but nobody is reviewing it, approving it, or turning it into something a decision can be made from.
Accounting record cleanups
Years of ignored books brought back to something true. This is a specialized area for us. It is usually as bad as the person calling us fears, and it is still fixable. We reconcile backwards from the bank, rebuild the chart of accounts if it grew by accident, and tell you exactly what the records support.
Income tax filing
Business and personal returns, federal and multi-state, filed by people who already know your business. For most clients the business and the household are one conversation, so we prepare them together rather than treating the owner as a separate customer. Partnership and S-corp returns are a particular strength: the K-1s go out accurate and on time, so partners and shareholders are not the last to know what they are reporting.
Estate and trust filing
Fiduciary returns, including estates where nobody did any planning beforehand. Executors and trustees usually arrive part-way through a year, holding paperwork they did not create, on a deadline nobody explained to them.
Payroll
Payroll runs, filings and year-end paperwork, in every state where you have employees. Remote hires create registration obligations most owners find out about a year later, so we handle the registrations as part of the work rather than as a surprise.
Sales tax
Nexus, registration and filings in every state you sell into — including the ones you forgot about, and the ones a marketplace created on your behalf. We start by working out where you actually owe, which is often fewer states than people fear and never the ones they expect.
1099 compliance
Forms prepared and filed on time, from the records you keep during the year. Skilled trades and professional services businesses carry the most exposure here, because the line between a subcontractor and an employee is where the penalties live.
Tax resolution
Notices, back filings, payment plans, and audits — income tax, sales tax and workers' compensation — handled end to end so you don't have to. Enrolled Agents on our team are federally authorized to represent you before the IRS. Nothing here gets better in a drawer, and the first thing we do is find out how bad it actually is, which is usually less bad than the letter sounds. In the rare case a matter needs legal advice or attorney-client privilege, we bring in an attorney and work alongside them.
Income tax filing
Business and personal returns, federal and multi-state, filed by people who already know your business. For most clients the business and the household are one conversation, so we prepare them together rather than treating the owner as a separate customer. Partnership and S-corp returns are a particular strength: the K-1s go out accurate and on time, so partners and shareholders are not the last to know what they are reporting.
Estate and trust filing
Fiduciary returns, including estates where nobody did any planning beforehand. Executors and trustees usually arrive part-way through a year, holding paperwork they did not create, on a deadline nobody explained to them.
Payroll
Payroll runs, filings and year-end paperwork, in every state where you have employees. Remote hires create registration obligations most owners find out about a year later, so we handle the registrations as part of the work rather than as a surprise.
Sales tax
Nexus, registration and filings in every state you sell into — including the ones you forgot about, and the ones a marketplace created on your behalf. We start by working out where you actually owe, which is often fewer states than people fear and never the ones they expect.
1099 compliance
Forms prepared and filed on time, from the records you keep during the year. Skilled trades and professional services businesses carry the most exposure here, because the line between a subcontractor and an employee is where the penalties live.
Tax resolution
Notices, back filings, payment plans, and audits — income tax, sales tax and workers' compensation — handled end to end so you don't have to. Enrolled Agents on our team are federally authorized to represent you before the IRS. Nothing here gets better in a drawer, and the first thing we do is find out how bad it actually is, which is usually less bad than the letter sounds. In the rare case that a matter needs legal advice or attorney-client privilege, we recommend an attorney be involved and we work alongside them.
Entity formation & dissolution
Standing a company up correctly and closing one down cleanly. The entity choice is a tax decision dressed as a legal one, and the wrong one costs a few thousand a year quietly.
M&A advisory
Buying a business or selling your own. Diligence, deal structure, and the tax consequences that decide what you actually keep. We take no fee on closing.
Entity formation & dissolution
Standing a company up correctly, and closing one down cleanly when it has run its course. The entity choice is a tax decision dressed as a legal one, and the wrong one costs a few thousand a year quietly. Dissolutions matter just as much — an entity nobody formally closed keeps generating filing obligations.
M&A advisory
Buying a business or selling your own. Diligence, deal structure, and the tax consequences that decide what you actually keep. We take no fee on closing, unlike almost everyone else in the room — which is the whole reason to have us there.
System selection & setup
QuickBooks Desktop, QuickBooks Online, Sage Intacct, and others. We help you pick based on how many entities you have and what you need to see, then we stand it up — including the migration, if moving is genuinely worth it. Often it is not, and we say so.
Ramp implementation
System design, rollout and ongoing management of bill pay, card spend and employee reimbursements — with AI fraud detection watching every transaction. We design the policy, implement it, and keep running it as part of the accounting work rather than handing the project back.
PEO, payroll & benefits
PEO and benefits through Justworks. Payroll through either Justworks or ADP. Benefits are a recruiting decision before they're an HR one, so we start with what it takes to compete for talent, then pick the platform that fits.
System selection & setup
QuickBooks Desktop, QuickBooks Online, Sage Intacct, and others. We help you pick based on how many entities you have and what you need to see, then we stand it up — including the migration, if moving is genuinely worth it. Often it is not, and we say so.
Ramp implementation
System design, rollout and ongoing management of bill pay, card spend and employee reimbursements — with AI fraud detection watching every transaction. We design the policy, implement it, and keep running it as part of the accounting work rather than handing the project back.
PEO, payroll & benefits
PEO and benefits through Justworks. Payroll through either Justworks or ADP. Benefits are a recruiting decision before they are an HR one, so we start with what your people need and what you are competing against, then pick the platform that fits.
We collaborate to deliver these. You engage the other firm directly — we make the introduction, coordinate the work and stay in the room.
We collaborate to deliver these. You engage the other firm directly — we make the introduction, coordinate the work and stay in the room.
Most clients use three or four.
People arrive with one problem — a notice, a cleanup, a filing season — and the rest follows only if it's useful. We'd rather do three things well than sell you nine.
Keep your bookkeeper, your broker, your attorney. We work alongside all three regularly.
How an engagement works
Scope and fee are agreed in writing before any work begins, so there is nothing to discover later.
Most clients use three or four.
People arrive with one problem and the rest follows only if it is useful. We would rather do three things well than sell you nine.
How an engagement works
Scope and fee are agreed in writing before any work begins.